If you’re thinking about buying a home in Roseville, California, you’re not alone. As one of the most desirable cities in the Sacramento metro area, Roseville offers the perfect mix of suburban comfort, growing amenities, and strong home value—making it a top choice for families, professionals, and retirees alike.
At Ray Upchurch Home Loans, we’re proud to help buyers across Placer County navigate the homebuying process with confidence and clarity. Whether you're a first-time homebuyer or upgrading to your forever home, here’s everything you need to know about buying a home in Roseville.
Why Buy in Roseville, CA?
Roseville is more than just a suburb—it's a vibrant, fast-growing city with a lot to offer:
Top-rated schools in the Roseville Joint Union High School District and Dry Creek Joint Elementary School District
Excellent shopping and dining at the Galleria Mall, Fountains at Roseville, and charming local spots
Safe, family-friendly neighborhoods with access to parks, trails, and recreation
Convenient location just 20 minutes from Sacramento and close to I-80 for commuters
Stable real estate market with strong appreciation and long-term growth
With a wide range of neighborhoods like Westpark, Highland Reserve, Diamond Oaks, and East Roseville Parkway, buyers can find everything from new builds to established family homes.
What You Need to Know Before Buying
If you’re planning to buy a home in Roseville, here are a few things to consider:
1. Know Your Budget
The median home price in Roseville ranges from $600,000–$750,000, depending on the neighborhood and home size. Make sure to get pre-approved for a mortgage to understand your buying power and lock in your interest rate.
2. Understand Local Property Taxes
Placer County property taxes typically range between 1.1%–1.3% of assessed value. Some newer communities may include Mello-Roos fees, which fund local infrastructure.
3. Plan for Competition
Roseville homes often move quickly—especially in sought-after areas like Fiddyment Farm or Morgan Creek. Be ready to act fast with a strong offer and experienced mortgage support.
Why Work with Ray Upchurch?
As a local mortgage expert serving Roseville and greater Placer County, I understand the local housing market inside and out. When you work with me, you get:
Tailored mortgage solutions to fit your budget and goals
Fast pre-approvals to help you compete in a busy market
Local guidance and service every step of the way
Knowledge of Roseville’s neighborhoods and builders
Whether you're buying your first home or investing in Roseville real estate, I’ll make sure you’re equipped with the tools, financing, and insights you need.
Let’s Find Your Home in Roseville
There’s never been a better time to plant roots in Roseville, California. With a strong job market, great schools, and a community-focused lifestyle, this city continues to draw new homeowners every day.
If you’re ready to take the next step toward homeownership, reach out for a free consultation. Let’s explore your loan options, get pre-approved, and find the perfect home in the heart of Roseville.
